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Website information

A clear note about
your information.

How this website handles the information you enter. Updated October 31, 2026.

Carrier introductions stay in your browser

The introduction form creates a text document locally. Its fields are not sent to TOAD by this site, stored in a TOAD database, or saved in browser local storage. Leaving or refreshing the page clears the form’s working state, subject to any autofill or form-restoration features your own browser provides.

If you download or copy an introduction, the resulting file or clipboard text is under your control. Share it only through a channel you have confirmed with the intended recipient.

The calculator is local

Calculator inputs are used only to update the figures on the page. The calculator does not request live market data or submit your figures to TOAD.

Hosting and access

The website is hosted through ChatGPT Sites. The hosting service may process access, security, and technical data under its own terms and policies. This page does not describe or override those platform practices. Access to the website is managed by the hosting platform.

No advertising or analytics scripts added

This version does not include TOAD-added advertising pixels, third-party analytics scripts, map embeds, or embedded video. If those features or a connected inquiry service are introduced, this page should be updated before that version is used.

Keep sensitive records out of the form

Do not enter Social Security numbers, bank details, identity documents, license images, or other sensitive records. Any future onboarding document collection should use a separately agreed secure process.

Contact details

Confirm your contact channel with TOAD before sharing a downloaded profile or onboarding documents. The profile builder itself does not send your information.